Thanks for the comment, Harrison. All I can go by is what I have experienced. If I look at my interest rates, I can point to my credit scores as an explanation for how high or low they are. I’ve never felt as if my race has hindered me financially, but again, I haven’t compared my salary to that which my white counterparts receive. I know that — and am grateful for it-I can live comfortably. I just don’t have proof or a desire to seek out proof that anything suboptimal in my life is a result of discrimination. All I know is what I’ve experienced in this life.